A report by specialized consultancy Accumin Intelligence ranks Madrid as the second city in Spain with the most expensive housing access, requiring a net family income of 4,574 euros per month to purchase a typical 100-square-meter property with a mortgage. This figure is 82.96% higher than the national average for the 50 analyzed capitals, which stands at 2,500 euros.
The technical study places San Sebastián at the top for financial housing demand with 5,074 euros per month, followed by Madrid (4,574 euros) and Barcelona (4,485 euros). The trend of structural price increases is also seen in the municipalities surrounding the capital, such as Getafe (2,950 euros), Móstoles (2,580 euros), and Alcalá de Henares (2,566 euros), whose values exceed the average for capitals.
The report also analyzes coastal areas and the Mediterranean Arc. In locations with high tourist attraction and foreign investor demand, such as Marbella (3,532 euros), Palma de Mallorca (3,477 euros), or Benidorm (2,813 euros), price increases are detached from local salaries. Conversely, municipalities with less international appeal like Castellón (1,338 euros), Almería (1,727 euros), or Murcia (1,526 euros) maintain greater cost containment.
Finally, the regions of Castilla-La Mancha, Castilla y León, and Galicia concentrate the 15 most affordable towns in the country. Zamora (1,279 euros net per month), Lugo (1,322 euros), Ciudad Real (1,323 euros), and Palencia (1,339 euros) are among the municipalities with the lowest income requirements for private property ownership.
