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Diario PYME

Housing Prices Rise 4% in Girona During First Quarter

The average mortgage in the province reaches 173,700 euros, with a monthly payment of 881 euros, exceeding the Spanish average.

Generic image of a house key on euro banknotes, with residential buildings in the background, symbolizing rising housing costs.
IA

Generic image of a house key on euro banknotes, with residential buildings in the background, symbolizing rising housing costs.

Housing prices in the province of Girona have seen a 1.7% increase during the first quarter of the year, with the capital experiencing a 3.9% rise, according to the Tinsa appraisal report.

The Tinsa report reveals that the average housing value in the city of Girona has reached 2,449 euros per square meter, a 3.9% increase from the end of 2025 and 12.2% higher than a year ago. Provincially, the average price stood at 2,069 euros per square meter, with a quarterly increase of 1.7% and a year-on-year rise of 12.6%.
Girona remains the second most expensive Catalan demarcation, only behind Barcelona (2,772 euros/m²), and ahead of Tarragona (1,766 euros/m²) and Lleida (1,238 euros/m²). In the capitals, a similar trend is observed, with Girona (2,449 euros/m²) only surpassed by Barcelona (4,417 euros/m²).
This price surge also impacts affordability. Tinsa estimates that an average household in the province of Girona would need to allocate 35% of its disposable income to cover the first year's mortgage payment for 80% of a typical home's value, a percentage that rises to 37.9% in the capital.
The average mortgage in the province of Girona is 173,700 euros, exceeding the national average (164,729 euros), although still below the Catalan average (184,752 euros). This places Girona among the provinces with the highest mortgages in Spain, only surpassed by the Balearic Islands, Madrid, Málaga, Barcelona, and Guipúzcoa.
The average monthly mortgage payment in Girona is 881 euros, also above the Spanish average (797 euros) and very close to the Catalan average (894 euros). This indicator also positions the demarcation among the top in the national ranking.
Tinsa warns that the situation could continue to pressure the market, especially due to the impact of the Middle East conflict on inflation, which could further increase the cost of new-build housing. The Unió d’Empresaris de la Construcció (UEC) de Girona also anticipates that rising energy and fuel costs will increase construction activity by 8% to 10%, directly affecting the final price of homes.

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