The financial institution based in Ontinyent has released its 2025 fiscal year results, highlighting a pre-tax profit of 17 million euros. After a contribution of 3.2 million euros in taxes, the net profit stood at 13.8 million euros, representing a remarkable 22% increase compared to the previous year.
This financial strength is reflected in a CET1 solvency ratio of 24.26%, a figure that triples the minimum requirements and positions Caixa Ontinyent as one of the most robust entities in the sector. Its business volume has reached 2.802 million euros, maintaining a controlled delinquency rate of 1.81%.
Caixa Ontinyent's new Strategic Plan 2026-2028 focuses on ambitious territorial expansion. After consolidating its presence in the south with openings in Alicante and Elche, the goal is now to grow towards the northern Comunitat Valenciana. The entity plans to attract 10,000 new clients and achieve a business volume of 3.147 million euros by the end of 2028, with a 27% growth in credit investment for businesses and housing.
In addition to geographical expansion, digitalization is a fundamental pillar. The entity will integrate artificial intelligence to personalize customer service and enhance its 24-hour digital office. However, Caixa Ontinyent will maintain its proximity banking model, ensuring in-person service at branches with more flexible hours and no prior appointment needed.
“"We are an entity committed to people, and this plan will allow us to grow without renouncing our social essence."
Caixa Ontinyent's social work will also receive a significant boost. The budget allocated to this area will amount to 3.8 million euros, almost double that of the previous year. The most prominent project will be the contribution of 1.7 million euros for the future Faculty of Veterinary Medicine of the Universitat de València in Ontinyent. Last year, over 190,000 people already benefited from the activities of its foundation.
